Umbrella/Excess Liability Frequently Asked Questions

What is Umbrella/Excess Liability Insurance?

Umbrella/Excess Liability Insurance adds liability protection above the limits on homeowners, auto, motorcycle, rec vehicle, and watercraft insurance policies.  Umbrella coverage policies start at $1,000,000 of liability protection.  When the liability of your current policies has been exhausted, the umbrella coverage will then pay up to its liability limit.